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  CORPORATE LENDING
  Our goal is to meet financing needs of our corporate clients. As such, we   work closely with our clients to tailor the   credit's quality, administration,   documentation and collateral   to individual needs. Our short-term loans,   secured lending   and standby letters of credit reflect this  customer friendly   approach.
  We understand your business, and can help you expand it. We have a deep   knowledge of Turkey and the United States.   We have the largest branch   network in Turkey and relationships with   several multinational as well as   top local   companies. We will make constructive suggestions and   straightforward decisions in response to your requests.
      CORRESPONDENT BANKING    
      As the largest Turkish government bank, Ziraat is well equipped to selectively market and service non-Turkish   correspondent banking relationships. Our services include trade-related products. Cash management, funds transfer/   payments, foreign exchange, disbursements, and check clearing.    
         
      Correspondent banking develops and maintains relationships with banks and financial institutions around the world. This   network is the foundation for international operations of the bank.    
         
      FORFAITING    
      Forfating is the discounting of international trade receivable bills of exchange on a without recourse basis through a   Correspondent bank. Ziraat New York has an extensive experience in forfating and maintains correspondent   relationships with banks and forfating institutions around the world.    
         
      SBA Loans    
      When small businesses are unable to secure financing on reasonable terms through normal lending channels, they may   request SBA loan. The loan programs are operated through private-sector lenders that provide loans which are, in turn,   guaranteed by the SBA -- the Agency has no funds for direct lending or grants. Ziraat New York is familiar with   SBA loan programs. Interested applicants should contact our office for further information and assistance in the SBA.    
         

  
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